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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - 3 Financial Horror Stories (And How To Make Sure They Don’t Happen To You) - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://www.simplyfinanceph.com/blog/how-each-sign-can-grow-through-mercury-retrograde</loc>
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      <image:title>Blog - How Each Sign Can Grow Through Mercury Retrograde - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - How Each Sign Can Grow Through Mercury Retrograde - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - How Each Sign Can Grow Through Mercury Retrograde - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - How Each Sign Can Grow Through Mercury Retrograde - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - How Each Sign Can Grow Through Mercury Retrograde - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - How Each Sign Can Grow Through Mercury Retrograde - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1632537838538-IYQ39L9DSLTKNIM4WT55/Artboard+4.png</image:loc>
      <image:title>Blog - How Each Sign Can Grow Through Mercury Retrograde - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.simplyfinanceph.com/blog/simply-finances-rainy-day-essentials</loc>
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    <lastmod>2021-12-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1629690434597-SYOMPNELWXZBWJRSH40H/202108+Simply+Finance+Blog+Post_1+%281%29.png</image:loc>
      <image:title>Blog - Simply Finance’s Rainy Day Essentials - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Simply Finance’s Rainy Day Essentials - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Simply Finance’s Rainy Day Essentials - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.simplyfinanceph.com/blog/yzlreks5rbdj3kx7w1jnb2tzojyyt9</loc>
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    <lastmod>2021-12-19</lastmod>
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      <image:title>Blog - 5 Simple Solutions to Every Day Money Problems - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - 5 Simple Solutions to Every Day Money Problems - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1627100779736-QTR9G9UBI5S1Q02ONZ9C/20210721+-+Simply+Finance+Blog-01.jpg</image:loc>
      <image:title>Blog - 5 Simple Solutions to Every Day Money Problems - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1627101110149-OWVMN8SC9RKTIWN5EU06/20210721+-+Simply+Finance+Blog-04.jpg</image:loc>
      <image:title>Blog - 5 Simple Solutions to Every Day Money Problems - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1627101583197-0FB1R6P3BOJL60UOL24I/20210721+-+Simply+Finance+Blog_Artboard+7.jpg</image:loc>
      <image:title>Blog - 5 Simple Solutions to Every Day Money Problems - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1627101427629-QMCAL3HPJWNZ9O7FUPAF/20210721+-+Simply+Finance+Blog-06.jpg</image:loc>
      <image:title>Blog - 5 Simple Solutions to Every Day Money Problems - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1627102083866-EL6OJTSNOF90IPH3NDXS/202107+-+Simply+Finance+July+Newsletter_5.jpg</image:loc>
      <image:title>Blog - 5 Simple Solutions to Every Day Money Problems - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1627100875679-H0PH527NN5R28222QTYE/20210721+-+Simply+Finance+Blog-02.jpg</image:loc>
      <image:title>Blog - 5 Simple Solutions to Every Day Money Problems - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://www.simplyfinanceph.com/blog/learning-from-other-peoples-money-mistakes</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623819656361-C36P8VOQGKJ0XLH2RBQO/asd%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623819578086-UXIXXV19DCNAJJ22N8XL/Artboard+6%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>The best practices are to: Always pay your credit card bill in full to avoid being charged with interest! We know it’s appealing to only pay the minimum amount due but ultimately the interest will pile up and you’ll end up having to pay so much more than you’ve bargained for.  If you can’t pay your bill in full every month, stop using your credit card until your bill is fully paid off. Only use your credit card on purchases you know you can pay in full when your bill arrives.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623819401468-OY07A2LF3BMBRWS3WJMG/Artboard+3%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>There are a few things to consider. For example, do you have the tendency to overspend? Are you ready for the responsibility of promptly paying for your credit card bill in full every month? Meditate on your decision, don’t just get one on a whim. Getting a credit card when you’re not in the right financial headspace or disposition is risky.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623823187131-SFULKM1IZ0VHOS2WNPJ1/Artboard+9_1%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623823304882-LWRZKAADNU0OV4I48HUF/Artboard+2_1%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>We get it, getting a financial plan is a big commitment. Right now, all you need is for someone to answer your urgent questions about personal finance. With Simple Solutions, we can consult you on your immediate needs by quickly connecting you to a financial planner</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623819699459-4I1TW4O4QU8V2E00XU5T/Artboard+2%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>The pitfall of wanting to “get-rich-quick” is that it’s not a sustainable mindset to have. There’s a difference between being filthy rich to being financially free. Trust me, you want the latter. Being financially free brings more fulfillment, stability, and peace into your life. While the flipside of getting rich quickly is that you’ll also lose your money fast. Work towards financial freedom instead of subscribing to get-rich-quick schemes!  Financial freedom begins with your foundations! Solidify them first and build your wealth slowly but surely. For your reference, here’s a checklist of the essentials to a solid foundation.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623819536244-0A2NOVGIC1JBGB3WPH9U/Artboard+5%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>It’s totally okay to own a credit card but if you don’t think you’re not disciplined enough with yourself, best to just get a debit card instead. With a debit card, you’ll be living within your own means and you’ll be able to avoid overspending.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623823223560-FMUA9UR31UTOAT5BRARU/Artboard+9%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623819861834-IGD3ZWRGOB8S6I2JFD8G/Artboard+11%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>A simple rookie mistake that is easy to correct! Don’t you fret. All you need to do is to make sure that the NEXT time you get your paycheck, you save a certain amount of your income first before you spend on anything. It’s a simple solution. If you don’t address this problem early on you will be vulnerable to a life of living from paycheck to paycheck. It also helps to have a budget breakdown of your monthly income. Here’s a standard breakdown using the 50/30/20 Budget Rule. Of course, when it comes to budgeting, one size doesn’t fit all. Find a system that works for you and your lifestyle!</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1623823452440-L5N8U5HBDMEH6YDJLN3O/Artboard+8%40300x.png</image:loc>
      <image:title>Blog - Learning From Other People’s Money Mistakes - Make it stand out</image:title>
      <image:caption>If you need expert guidance on your foundations, book a free discovery call with us, and let’s talk about solidifying your foundations with a financial plan!</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.simplyfinanceph.com/blog/xe2x06w3oxo2do51ju86cvl6jlinqp</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1618981441967-DUM4UTCPJREKNSXTT7O2/mariel.jpg</image:loc>
      <image:title>Blog - One Year Later: Interviewing the Woman Behind Simply Finance - It’s Simply Finance’s first year anniversary! Amidst the champagne popping and the zoom party planning, we took time to reflect and look back on the past year with Mariel Bitanga, the Founder of Simply Finance.</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.simplyfinanceph.com/blog/the-6-best-pieces-of-advice-from-our-simply-finance-tv-guests</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2021-12-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1615952275553-88EN7YEKM7NIZQBSRMM9/Untitled-1-02.jpg</image:loc>
      <image:title>Blog - The 6 Best Pieces of Advice From Our Simply Finance TV Guests</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1615958235118-B0ZPD4SQCYWP2C75FUOS/20200903+-+Simply+Finance+TV+Episode+2+Youtube+Cover+Photo.jpg</image:loc>
      <image:title>Blog - The 6 Best Pieces of Advice From Our Simply Finance TV Guests</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1615958416834-MCXIOSZC32LYY5D33ZYH/20201203+-+Simply+Finance+TV+Episode+5+Youtube+Cover.jpg</image:loc>
      <image:title>Blog - The 6 Best Pieces of Advice From Our Simply Finance TV Guests</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1615951721194-YYX6KNPD891BLJIDY3BA/Financial+Planning.png</image:loc>
      <image:title>Blog - The 6 Best Pieces of Advice From Our Simply Finance TV Guests</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1615952046878-9YU4ZOICFIHI8JZDKKJF/Untitled-1-01.jpg</image:loc>
      <image:title>Blog - The 6 Best Pieces of Advice From Our Simply Finance TV Guests</image:title>
      <image:caption>Make a personal assessment of your foundations and see if you’ve checked everything on our checklist. Only when your foundations are in place will you be able to make empowered financial decisions and confidently manage your investments.</image:caption>
    </image:image>
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    <lastmod>2021-12-19</lastmod>
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      <image:caption>So … you’ve got some boxes unchecked, looks like you need a financial planner in your life! Lucky for you, we’re in the business to empower your financial success. Book a free discovery call with us and let’s talk about solidifying your foundations so that you can celebrate financial abundance in 2021.</image:caption>
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    <loc>https://www.simplyfinanceph.com/blog/being-financially-empowered-by-the-universe</loc>
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    <priority>0.5</priority>
    <lastmod>2021-12-19</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1599532161601-CMIR2WQKX9JBH94JXARG/20200908+-+Simply+Finance+September+2020+Blog-07.png</image:loc>
      <image:title>Blog - Being Financially Empowered by the Universe</image:title>
      <image:caption>As told by Kat and Karla Zulueta.</image:caption>
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      <image:title>Blog - Being Financially Empowered by the Universe</image:title>
      <image:caption>Don’t sleep on the power of gratitude. Make it a point to find something to be thankful for every day. Count your blessings. Acknowledge all the good things in your life and express your gratitude. Adopting this habit will not only give you a more positive outlook in life but the universe will provide you with more of what you’re grateful for. Though the universe can only do so much! The universe may be an all-powerful encompassing force--but no it won’t give you a bigger salary, it won’t get you the perfect insurance plan, it won’t invest in stocks for you, and it sure as hell won’t track your daily savings and expenses. That’s all up to you! Only you and your actions can make that happen for you. What the law of attraction can do for you and your financial journey is get you at the right headspace to influence positive action and propel you forward.  If you’re interested to learn more about the Law of Attraction read the highly acclaimed book The Secret by Rhonda Byrne or The Key to Living the Law of Attraction: A Simple Guide to Creating the Life of Your Dreams by Jack Canfield.</image:caption>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1599532343918-CIDSAK3IKA9XY0ASZZAR/20200908+-+Simply+Finance+September+2020+Blog-09.png</image:loc>
      <image:title>Blog - Being Financially Empowered by the Universe</image:title>
      <image:caption>Picture it, your financial freedom. Visualize it. Imagine it in your mind. You’re not daydreaming, believe that you’re looking into your future. If you wanna leverage the law of attraction you need to visualize your wealth as if you already have it. Remember, when it comes to the law of attraction you attract whatever you focus on.</image:caption>
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      <image:title>Blog - Being Financially Empowered by the Universe</image:title>
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    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5e3bbfcb0aa7910d0e335fbf/1599532228263-QVTCSVQ61PKU409AARZY/20200908+-+Simply+Finance+September+2020+Blog-08.png</image:loc>
      <image:title>Blog - Being Financially Empowered by the Universe</image:title>
      <image:caption>We all have internalized limiting beliefs about money. Some people have limiting beliefs such as “I don’t come from a rich family, I don’t have a shot at being financially successful!” or “I’m not skilled or talented enough to earn a good income.” This varies depending on your relationship with money and its role in your life. Well, it’s about time you CANCEL those limiting beliefs. Cut them out of your life, they’re not serving you in any way. These limiting beliefs are just keeping you from reaching your goals.  Before the law of attraction can work its magic on your life, you need to identify the limiting beliefs you have surrounding money and finances. Once you’ve identified your limiting beliefs, turn them right side up and develop a more positive outlook. Having a healthy relationship with money and a sound money mindset is necessary for your financial journey.</image:caption>
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    <loc>https://www.simplyfinanceph.com/blog/the-411-on-financial-planning</loc>
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    <lastmod>2020-07-15</lastmod>
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    <lastmod>2020-06-18</lastmod>
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    <loc>https://www.simplyfinanceph.com/blog/get-health-insurance</loc>
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    <lastmod>2020-05-18</lastmod>
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